Lenders use reports from one or more credit bureaus to check your credit history. It is important that you obtain a credit report and check it first. Resolve any dispute (incorrectly reported payment history) with the bureau. The Trans Union Credit ReportIn 1970, the company introduced the Trans Union Credit Reporting Online Network Utility System that provides lenders across the country with credit information on consumers. The information includes public record information and accounts receivable data from national, regional, and local lenders. Information Reported by Trans Union
The FICO Credit Score:The FICO credit sore, an important numeric indicator widely used by lenders, is calculated with your credit history information. Please click here for details. The Top Three Credit History Reports: Equifax, Trans Union and Trans UnionThese are the top three credit bureaus that provide nationwide coverage of consumer credit information:
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